Quantius
An alternative lender

Quantius Insights

Quantius Newsletters 

Communication matters. It's the bedrock of every successful relationship, business and otherwise. At Quantius, we believe that it's not only about communication and speaking openly, we are also pretty good listeners.

Would you like to join the conversation? Please get in touch via info@quantius.ca and request to sign up for either of our two newsletters:

  • Quantius Insights, for monthly commentary on fund performance, Quantius news etc.

  • Quantius Insights on Lending, for quarterly discussions on the challenges, highs and lows that knowledge-based companies face when raising capital to grow their businesses.

 
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AUGUST 2018: GETTING OVER THE LINE.

“You don't get to the finish line unless you start"  ~ Unknown

Summer 2018 has turned into a season of portfolio company milestones at Quantius. 

In late July, our portfolio company, Thornhill Medical secured a Series A financing. The e-mail message we received was, without exaggeration, jubilant:

"We finally got it over the line!...We couldn't have done it without you."

Aside from being delighted for the Thornhill Medical team, this milestone reminded us of the start of our journey with them in early 2017 when we were still conducting our due diligence, as Quantius broke new ground in the still relatively uncharted territory of IP-backed lending.


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JUly 2018: EXITS.

“Every exit is an entry somewhere else” ~ Tom Stoppard

Adding to our loan exits, Quantius was recently paid out of the second loan we underwrote. With that, here is a special commentary on our perspective of exits by Len Kofman, our Chief Credit Officer.

 

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JUNE 2018: THE GRADUATION ISSUE.

“The moon is the first milestone on the road to the stars” 
~ Arthur C. Clarke 

Last week, I attended my daughter's graduation from elementary school. Like any "firsts", this was a very big deal for our family, marked with so much joy in her achievement of such a big milestone; and for me as a parent, the joy of having watched her evolve and thrive in school, as well as in her young life.  

As I sat in that auditorium, beaming with parental pride, watching her receive her diploma as she warmly embraced her teacher and the school principal, I was transported back to some extra-special moments over the past nine years as they flashed by like a video montage in my mind's eye...

 
 
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Q2 2018: How to evaluate the right bridge to equity

As we near the half-way mark of 2018, we wanted to share our perspective and insights on one of the main issues facing growing innovative companies: the right time to get equity, versus the right time to get debt. This is a complex topic and the answer is different for each company.

Many of the innovative knowledge-based companies we talk to are near, or at, an important inflection point: They have created a product and proved that it fulfills a need, yet are challenged to reach the necessary scale.  

 
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May 2018: PERSEVERANCE.

“You wanna be taken seriously, you need serious hair.” 
~ Tess McGill (played by Melanie Griffith) in the 1988 award-winning film Working Girl”

Every year on May 16th, I say a prayer while feeling an overwhelming sense of gratitude for the men and women who gave me some very important breaks along the way, and have helped me become the person I am today.

How and why I came to Canada is a little-known story. Born and raised in the Philippines during the Marcos era, I joined my family in Toronto exactly 27 years ago to escape an extorting band of communist insurgents. 

 
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APRIL 2018: VALIDATION.

“And, when you want something, all the universe conspires in helping you to achieve it.”  ~ Paulo Coelho, The Alchemist

Validation.  A word with a variety of applications ranging from the banal (e.g. validated parking)… to the crucial (e.g. the single best thing you can do for your relationship with your moody partner)… and to business (e.g. a critical factor in the probability of start-up success).

Validation.  And just like the protagonist in Paulo Coelho’s The Alchemist, we at Quantius have doggedly believed in the place that intellectual property has in lending to companies in knowledge-based industries.

This is the cornerstone of the creation of Quantius, one that fundamentally believes in the importance of the innovation economy and the underlying value that intellectual property and intangible assets play in driving economic growth.

 
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MARCH 2018: CONNECTING THE DOTS LOOKING BACKWARDS

Steve Jobs famously said: “You can't connect the dots looking forward; you can only connect them looking backwards. So, you have to trust that the dots will somehow connect in your future.”

The “dots” that are Quantius are now two years old – from our first moment going to market in early 2016. And this month, we hit another all-important milestone: the first anniversary of the Quantius Innovation Income Fund LP.

Time certainly flies, and it is rarely uneventful.

Obstacles, setbacks and the obligatory freshman rites of passage aside, I am proud of what Quantius has been able to accomplish in such a short time. 

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FEBRUARY 2018: PASSION, LOVE AND MONEY.

Even though Valentine's Day 2018 is in the rear-view mirror, the subject of passion, love and money seem to be evergreen and hot button. 

It’s a cliché, but anytime you do something only for the money, inevitably you are going to feel empty and unsatisfied. Based on my own personal and professional experiences, I feel very strongly about that.

Don’t get me wrong: Money does indeed make the world go around, but it shouldn’t be the sole objective of any relationship, business or otherwise.  Financial success results from  partnerships that work, and a foundation built upon a passionate and clear WHY.

 
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JANUARY 2018: WHAT'S YOUR BHAG FOR 2018?

Happy New Year! Hopefully the winter blahs aren't getting in the way of your 2018 BHAG - your Big. Hairy. Audacious. Goal.

The Canadian Imperial Bank of Commerce (CIBC) appears to have declared a BHAG of its own last week by going back into technology lending and announcing its acquisition of Wellington Financial, a large venture debt player. For us, the announcement is the best thing that happened last week.

Why, you may ask?

 

DECEMBER 2018: HAPPY HOLIDAYS

As 2017 comes to a close, we wanted to give you a quick update on Quantius' recent investments and company news.