What We Do
Looking for truly non-dilutive capital?
We provide loans of $2 to $10 million to help small and medium-sized enterprises grow and reach their full potential. We work with outperforming companies in the areas of health and medical devices, high tech, telecom, digital media, advanced manufacturing, clean technology, aerospace and defence, as well as other knowledge-based industries.
Our team is comprised of former operators, engineers and finance types who have a deep appreciation of what it takes to build and grow remarkable businesses. We have walked in your shoes and therefore strive to provide you with simple yet effective financial solutions that will make your capital raising process more efficient, so that you can go back to what you do best... building and growing your business.
In addition, our best-in-class data analytics platform allows us to value and lend against your company's intangible assets such as patents, trademarks, copyright, licenses, databases, permits, proprietary software and executory contracts. We give credit (yes, pun intended) to the innovation you have developed in ways that no other lender could.
All that money, time and effort you spent on research and development? We see that as an asset and factor it in when we determine the collateral for your loan.
For companies with at least $5 million in revenue and $1 million in normalized EBITDA, we offer term loans between 12 - 60 months at competitive interest rates (between 11%-15%). We will work with you to develop repayment terms to ensure optimal growth for your company.
For companies of at least $1 million in revenue but are growing really fast, we can provide a layer of non-dilutive capital that comes as part, soon after or sometimes as a bridge to an equity round.